Banker: The banking system is approaching the second wave of crisis

The banking system of Ukraine coming second wave of crisis in relation to the accumulation of problem assets. Said head of the Board of the Bank Finance and Credit “Vladimir Hlyvniuk during the meeting of the Finance Press Club.

“I will try to argue that indeed for the banking system by the second wave of the crisis - said the banker. - In view of the fact that our legislation, as the Soviet legislation is aimed at protecting the rights of creditors, all the banks in Ukraine are very big problems with returning loans. And in all segments: as with legal entities, as well as physically, as with big business, and with small &quo1000t;.

According Khlyvnyuk among borrowers who do not return the loans, there are both those who intentionally “throwing” the banks, and those who actually got into a difficult financial situation and can not pay for objective reasons.

He said that today the banks are trying to deal with this problem through to host a vertical structure for the return of debt, pursuing a strict policy on this issue, as liberal methods of dealing with defaulters of positive results was not given.

Vladimir Hlyvniuk convinced that in the next year or two distressed assets would remain a key challenge for the banking system and to solve it, you need to take appropriate legal framework. However, the political will to change the situation for the better today, no, so no laws in this regard in the near future will not be accepted, confident banker.

“I party very much like the bankers in the Ministry of Justice and other authorities. We ask only one thing: give at least some regulatory legislation, which will protect us as an institution, which lend. But, unfortunately, the law does not changed. Even guidance, regulations, concerning the actions of the Executive Service, Notaries, Judges of any response is not found and, as I understand, in the near future and find “- summed Hlyvniuk.

during the meeting of the Finance Press Club Director of the Institute of Economics and Forecasting of the National Academy of Sciences of Ukraine Valeriy Geyets noted that the problem assets in the banking system in the order of 25-30% and minizirovat this figure is not easy.

scientist is convinced that to solve this problem to the Consolidated National Bank, the government and banks with foreign capital. “This issue is not closed, and once it is not closed, then the question of resuming lending to the banking system remains problematic,” - said Geyets.


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