In the second half of the interest rates on deposits in all currencies will decline, says Alexey Rudnev, head of OTP Bank's retail customers.

The bankersaid that for July, several major banks have reduced returns on foreign currency deposits by an average of 2-3 percentage points

reasons for reducing the rates of calling the expert noted that in the crisis, banks refused to loan, so they can not provide high returns on deposits, as it was before. Secondly, interest rates were greatly inflated because the banks that invest in risky projects: these projects against the backdrop of overall growth to yield good dividends. But since the beginning of the crisis had some financial institutions, excessively hot risk operations, to the brink of default.

At the same time, the banker calls deposits the most attractive and reliable investment tool. Rudnev, drew attention to the fact that gold is suitable only for long-term investment. However, it is practically impossible to predict price changes in the metal, and the difference between the price of buying and selling a big enough - said the expert.

With regard to the investment certificates, then because of the risk they do not suit every investor. Alexey Rudnev said that presently are not many fund managers can boast that the market value of the certificate above par. Economist advises: If you consider this tool, it is having an experienced adviser - the player market.

real estate as an investment tool for the Ukrainians did not come because of the long term return on investment and vague prospects of the market, believes Rudnev.

Recall Yulia Tymoshenko said earlier that returns from deposit programs Ukrainian banks at 22-24% per annum of the problems evidenced in these finuchrezhdeniyah. Curiously, according to the heads of the Cabinet of concern are the major domestic banks as Privatbank, Prominvestbank, Finance and Credit, Pravex-Bank, Alfa Bank and others.

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