Insurance companies make to revise its standard contracts. Gosfinuslug tired to hear many complaints about customers who were deceived godless SC, and she decided to develop uniform requirements for agreements to be signed by the insurers with ordinary citizens.

so that companies will soon have to abandon the loopholes to dodge payment of the insurance cases, and they are no longer able to refuse customers in payment for frivolous reasons, as it is now.

As chairman Gosfinuslug Viktor Suslov, the commission is already checking the documentation of insurers. The purpose of the raid: to minimize the possibility of fraud on the client. In the office had already begun to develop model rules of insurance in which insurers will continue to make its own rules. In the meantime, the company received the order to be aligned with the laws of existing instruments.

In order not to pay reparations to customers, the insurers are at all possible tricks, propisyvaya in treaties lot of reservations, allowing them to refuse payment. We have already begun checking companies. During the year, they must be put in order its own rules. abuse becomes less , - told Mr. Suslov.

Activities regulator called avalanche of complaints from policyholders. According to the Commission, only five months of this year, the number of claims in the UK exceeds 2 thousand Most of these relate to the denial of benefits or under-the extent of the injury. A creative approach to insurance lawyers have shown in the rules and contracts, allows companies to save money and go dry from the water.

The contracts are very much invisible at first glance, the pitfalls that become evident only after the insured event. unpractised insurant often is unaware of the trick to hide for a particular phrase, - noted the director of insurance broker Daedalus Ibrahim Gabidulin.

In particular, the inventive IC include in the list of risk, only an accident that occurred on the road general. Since the latter are the only route linking the settlements, the companies do not pay for damage to an incident occurring within the city. Some of the UK reserve the right not to pay compensation if a driver committed a flagrant violation of traffic rules, forgetting to specify in the contract a list of such. Subsequently, this gives them an opportunity to classify as a flagrant violation, even exceeding the speed of the driver at 10-20 km /hr.
Curious

reservations can be found and secured car insurance policy. For example, many companies indicate as beneficiary only bank, completely oblivious to the policyholder. So even if the amount of the payment of insurance exceeds the amount of debt the borrower on the loan, it can remain empty-handed. No less interesting reservations include insurers and property rules. Not all customers know that the SC may refuse to pay them if the cause of the insured event was a gross negligence. For example, if a flood in the apartment resulted from a breakthrough pipes, the company reluctantly paid for damages. If the flooding was the culprit himself insured, zabyvshy twist valve, on receipt of payment, you can simply forget.

A regulator with sufficient authority, to urge the UK to order. According to the Law On insurance to get a license for a particular type of insurance companies are obliged to register the rules of conduct in Gosfinuslug. Registration is also subject to all the changes that the UK continue to make to the document.

In addition, the commission may impose additional requirements for contracts of property insurance natural persons, as well as contracts of life insurance. If the rules of insurance in conformity with the legislation, violate or restrict the rights of the insured, the regulator has the right to refuse the company to issue a license or revoke it. And because insurers fear that zealously takes up the cause of the regulator may peregnut stick.

I hope that Gosfinuslug be able to find a compromise that satisfies both the client and the company. If the commission would infringe on our rights as a commercial organization, we will challenge it, - said President UASK ASKA Alexander Sosis.

Yevgenia Andreyeva

United States: high-tech support for the positive dynamics
Kommersant: The cost of rental of advertising space in Kiev will reduce by 32%
Ukraine at the last spot on the effectiveness of anti-crisis
At the end of session, probably a small correction - the traditional scenario of the previous day holiday weekend
In the second half of the day is likely correct, because to remain in the paper for long weekends in the current risky
Obama wants to save 313 billion dollars to reform medicine
Belarus intends to supply dairy products in China
Analysis - Results of the day
Forex on the European session